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  • Setting Retention Limits for Individual Life and Disability Income Reinsurance
    in Atlanta. We service the U.S. market, and I will talk about current U.S. practice and how that has ... sent a survey form to about 300 companies in the U.S., and 120 companies responded to that survey. That's ...

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    • Authors: Robert Beal, James L Sweeney, Richard Letarte
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Individual Disability Morbidity Trends
    1985 Commissioners Individual Disability Table A (CIDA) table, which was developed from experience in ... out because they really distorted results. Table 1 shows how we split things out by contract type ...

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    • Authors: Robert Beal, Douglas Taylor, Paul George Ziobrowski
    • Date: May 2004
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability
  • New Forms of Individual Disability Products
    *Copyright © 2000, Society of Actuaries RECORD, Volume 25, No. 2* Seattle Spring Meeting June 16–18 ... has not been as turbulent as it has been in the U.S. For example, in Canada, we haven’t seen problems ...

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    • Authors: Robert Beal, Jena Breece, Lisa Forbes, Raza Zaidi
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Accident insurance; Health & Disability>Critical illness insurance; Health & Disability>Disability insurance
  • Approaches to Underwriting Disability Insurance
    _________________________________ *Copyright © 2000, Society of Actuaries RECORD, Volume 25, No. 3* ... the 1980s doesn't mean it's going to work beyond 2000. Obviously, new standards need to be developed ...

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    • Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
    • Date: Oct 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Public Policy
  • Design Of Individual Disability Products
    hiring a replacement. A usual limitation on this ]s that the replacement not be a close relative, but ... the U.S. Department of Commerce survey on the finding that 90 percent of all businesses in the U.S. employ ...

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    • Authors: Robert Beal, Charles DeWeese, Gerald A Fryer, Monte J Hopper, David Libbey
    • Date: Jun 1985
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Group Long-Term Disability Benefits Offset Reserving Practices Survey
    Group Long-Term Disability ... accuracy of the information. Table of Contents Section I: Introduction ... this survey. Table I shows the 12 LTD carriers that participated in the survey. Table I Contributors ...

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    • Authors: Robert Beal
    • Date: Jun 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Health & Disability>Disability insurance
  • Disability Income
    Income David E. Scarlett Stephen J. Rulis Thomas S. Bell Robert W. Beal DISABHATY INCOME MR ... smaller average lag factor than ongoing cases. Table 1 presents an example of how our average lag factor ...

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    • Authors: Robert Beal, Thomas S Bell, David E Scarlett, Stephen Rulis
    • Date: Jan 1993
    • Competency: External Forces & Industry Knowledge
    • Topics: Actuarial Profession>Best practices; Public Policy
  • Health GAAP Topics
    differences between rate books and thus used the same table for all the rate books. Provision for the Risk ... using a more up-to-date experience continuance table and higher interest rates than the statutory claim ...

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    • Authors: Robert Beal, Helen L Hofmann, Robert Shapland
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • Group Long-Term Disability Benefits Offset Study
    Group Long-Term Disability ... accuracy of the information. Table of Contents Section I: Introduction... ... study by the nine group LTD carriers listed in Table I(a). Requested claim data were provided on all ...

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    • Authors: Robert Beal
    • Date: Jul 2009
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Topics: Health & Disability>Disability insurance
  • Reawakened Focus of IDI Carriers in the Physician Market
    1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 HealthWatch | ... chart that industry profits have been strong since 2000, new sales have been stagnant. A study of the IDI ...

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    • Authors: Robert Beal
    • Date: Sep 2008
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Health Watch
    • Topics: Health & Disability>Disability insurance